Faster, more specialised care when you need it
Public healthcare is great, but waiting lists can be long and not every treatment is covered.
Health insurance gives you faster access to treatment, surgery, and specialists so you can focus on recovery instead of waiting.
Why you might need health insurance
Waiting for treatment can be stressful and have a lasting impact on your health, and public healthcare doesn’t cover everything. Health insurance means you can access private care quickly, without long delays or unexpected costs. It can cover the cost of preventative care, specialist appointments, surgery, and ongoing treatment that you might otherwise have to pay out of pocket or wait for.
Avoid long waitlists for surgery or specialist care.
Choose private hospitals, and doctors when you prefer.
Financial support for medication not covered by government funding.
Unexpected costs are covered, so treatment doesn’t become a financial burden.
You can get back on your feet faster with access to the care you need.
Coverage highlights
1
Cover for surgery, diagnostics, and specialist consultations.
2
Options to add preventative care, GP visits, dental, and optical cover.
3
Access to private hospitals across NZ.
4
Flexible excess options to suit your lifestyle and budget.
5
Why do I need health insurance if we already have public healthcare?
Public healthcare is great, but waiting times can be long and not everything is covered. Insurance means faster treatment and more choice.
Does health insurance cover everyday GP visits?
Some policies do, depending on the level of cover you choose.
Can I choose my own specialist?
Yes, most health insurance policies give you the freedom to choose.
Time to protect your future?
A quick chat is all it takes to get started. We’ll explain your options, answer your questions, and help you find the cover that feels right.
